:root {
  --cz-navy: #1a2744;
  --cz-steel: #3d6b8e;
  --cz-gold: #c8a96e;
  --cz-sand: #f0ece4;
  --cz-cream: #faf8f5;
  --cz-ink: #1c1c1e;
  --cz-mist: #ddd9d0;
  --cz-charcoal: #3a3a3c;
  --cz-light-steel: #e8edf3;

  --cz-font-heading: 'Trebuchet MS', 'Gill Sans MT', 'Gill Sans', Calibri, sans-serif;
  --cz-font-body: Georgia, 'Times New Roman', Times, serif;
  --cz-font-ui: 'Segoe UI', system-ui, -apple-system, BlinkMacSystemFont, sans-serif;

  --cz-space-xs: 0.5rem;
  --cz-space-sm: 1rem;
  --cz-space-md: 2rem;
  --cz-space-lg: 3.5rem;
  --cz-space-xl: 6rem;

  --cz-radius-sm: 3px;
  --cz-radius-md: 8px;
  --cz-radius-lg: 16px;

  --cz-shadow-subtle: 0 2px 12px rgba(26, 39, 68, 0.08);
  --cz-shadow-card: 0 4px 24px rgba(26, 39, 68, 0.14);

  --cz-max-width: 1200px;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
}

body {
  font-family: var(--cz-font-body);
  color: var(--cz-ink);
  background-color: var(--cz-cream);
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  font-family: var(--cz-font-heading);
  line-height: 1.2;
  font-weight: 700;
  color: var(--cz-navy);
}

h1 { font-size: clamp(2rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.45rem, 3vw, 2.15rem); }
h3 { font-size: clamp(1.05rem, 2vw, 1.3rem); }
h4 { font-size: 1rem; }

p { margin-bottom: 1.15em; }
p:last-child { margin-bottom: 0; }

ul, ol { margin: 0; padding: 0; }

a {
  color: var(--cz-steel);
  text-decoration: none;
  transition: color 0.2s ease;
}
a:hover { color: var(--cz-navy); }
a:focus-visible {
  outline: 2px solid var(--cz-gold);
  outline-offset: 3px;
  border-radius: var(--cz-radius-sm);
}

img { max-width: 100%; height: auto; display: block; }

.cz-wrapper {
  max-width: var(--cz-max-width);
  margin-inline: auto;
  padding-inline: 1.5rem;
}

.cz-visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.cz-nav-check {
  display: none;
}

.cz-header {
  background-color: var(--cz-navy);
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 2px solid rgba(200, 169, 110, 0.25);
}

.cz-header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-block: 1rem;
  position: relative;
}

.cz-logo {
  font-family: var(--cz-font-heading);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--cz-cream);
  letter-spacing: -0.02em;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.cz-logo-accent { color: var(--cz-gold); }
.cz-logo:hover { color: var(--cz-sand); }
.cz-logo:focus-visible { outline-color: var(--cz-gold); }

.cz-nav-toggle-label {
  display: none;
  background: none;
  border: 2px solid rgba(250, 248, 245, 0.4);
  border-radius: var(--cz-radius-sm);
  padding: 0.35rem 0.65rem;
  color: var(--cz-cream);
  cursor: pointer;
  font-size: 1.15rem;
  line-height: 1;
  user-select: none;
}

.cz-nav {
  display: flex;
  gap: 2rem;
  list-style: none;
  align-items: center;
}

.cz-nav a {
  font-family: var(--cz-font-ui);
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(250, 248, 245, 0.75);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding-block: 0.25rem;
  border-bottom: 2px solid transparent;
  transition: color 0.2s, border-color 0.2s;
}
.cz-nav a:hover,
.cz-nav a[aria-current="page"] {
  color: var(--cz-gold);
  border-bottom-color: var(--cz-gold);
}

.cz-hero {
  background-color: var(--cz-navy);
  padding-block: var(--cz-space-xl) 5rem;
  overflow: hidden;
}

.cz-hero-inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 3rem;
  align-items: center;
}

.cz-hero-eyebrow {
  font-family: var(--cz-font-ui);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--cz-gold);
  display: block;
  margin-bottom: 1.1rem;
}

.cz-hero h1 {
  color: var(--cz-cream);
  margin-bottom: 1.5rem;
  max-width: 600px;
}

.cz-hero-lead {
  font-size: 1.08rem;
  line-height: 1.8;
  color: rgba(250, 248, 245, 0.82);
  margin-bottom: 2.5rem;
  max-width: 540px;
}

.cz-hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  align-items: center;
}

.cz-hero-visual {
  display: flex;
  justify-content: flex-end;
  align-items: center;
}

.cz-hero-visual svg {
  max-width: 100%;
  height: auto;
}

.cz-btn-primary {
  display: inline-block;
  background-color: var(--cz-gold);
  color: var(--cz-navy);
  font-family: var(--cz-font-ui);
  font-size: 0.88rem;
  font-weight: 700;
  padding: 0.8rem 1.75rem;
  border-radius: var(--cz-radius-sm);
  border: 2px solid var(--cz-gold);
  cursor: pointer;
  transition: background-color 0.2s, color 0.2s;
  text-align: center;
  letter-spacing: 0.01em;
}
.cz-btn-primary:hover {
  background-color: transparent;
  color: var(--cz-gold);
}

.cz-btn-ghost {
  display: inline-block;
  background-color: transparent;
  color: rgba(250, 248, 245, 0.85);
  font-family: var(--cz-font-ui);
  font-size: 0.88rem;
  font-weight: 500;
  padding: 0.8rem 1.75rem;
  border-radius: var(--cz-radius-sm);
  border: 2px solid rgba(250, 248, 245, 0.35);
  cursor: pointer;
  transition: border-color 0.2s, color 0.2s;
  letter-spacing: 0.01em;
}
.cz-btn-ghost:hover {
  border-color: rgba(250, 248, 245, 0.7);
  color: var(--cz-cream);
}

.cz-btn-outline {
  display: inline-block;
  background-color: transparent;
  color: var(--cz-navy);
  font-family: var(--cz-font-ui);
  font-size: 0.88rem;
  font-weight: 600;
  padding: 0.75rem 1.6rem;
  border-radius: var(--cz-radius-sm);
  border: 2px solid var(--cz-navy);
  cursor: pointer;
  transition: background-color 0.2s, color 0.2s;
}
.cz-btn-outline:hover {
  background-color: var(--cz-navy);
  color: var(--cz-cream);
}

.cz-btn-gold-outline {
  display: inline-block;
  background-color: transparent;
  color: var(--cz-gold);
  font-family: var(--cz-font-ui);
  font-size: 0.88rem;
  font-weight: 600;
  padding: 0.75rem 1.6rem;
  border-radius: var(--cz-radius-sm);
  border: 2px solid var(--cz-gold);
  cursor: pointer;
  transition: background-color 0.2s, color 0.2s;
}
.cz-btn-gold-outline:hover {
  background-color: var(--cz-gold);
  color: var(--cz-navy);
}

.cz-section {
  padding-block: var(--cz-space-lg);
}
.cz-section--sand { background-color: var(--cz-sand); }
.cz-section--navy {
  background-color: var(--cz-navy);
  color: var(--cz-cream);
}
.cz-section--navy h2,
.cz-section--navy h3,
.cz-section--navy h4 {
  color: var(--cz-cream);
}
.cz-section--light { background-color: var(--cz-light-steel); }

.cz-section-tag {
  font-family: var(--cz-font-ui);
  font-size: 0.74rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--cz-gold);
  display: block;
  margin-bottom: 0.8rem;
}
.cz-section--navy .cz-section-tag { color: rgba(200, 169, 110, 0.9); }

.cz-section-heading { margin-bottom: 1.25rem; }

.cz-section-lede {
  font-size: 1.03rem;
  color: var(--cz-charcoal);
  max-width: 650px;
  line-height: 1.8;
  margin-bottom: var(--cz-space-md);
}
.cz-section--navy .cz-section-lede { color: rgba(250, 248, 245, 0.8); }

.cz-highlights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: var(--cz-space-md);
}

.cz-highlight-card {
  background-color: var(--cz-cream);
  border: 1px solid var(--cz-mist);
  border-radius: var(--cz-radius-md);
  padding: 2rem 1.75rem;
  position: relative;
  overflow: hidden;
}
.cz-highlight-card::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background-color: var(--cz-gold);
}

.cz-highlight-icon {
  width: 44px;
  height: 44px;
  margin-bottom: 1.25rem;
}

.cz-highlight-card h3 {
  font-size: 1.05rem;
  margin-bottom: 0.65rem;
  color: var(--cz-navy);
}
.cz-highlight-card p {
  font-size: 0.93rem;
  color: var(--cz-charcoal);
  line-height: 1.65;
}

.cz-split-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.cz-split-layout--flip .cz-split-text { order: 2; }
.cz-split-layout--flip .cz-split-figure { order: 1; }

.cz-split-text h2 { margin-bottom: 1.1rem; }
.cz-split-text p { color: var(--cz-charcoal); font-size: 0.97rem; }
.cz-split-text .cz-btn-outline { margin-top: 1.5rem; }

.cz-split-figure svg,
.cz-split-figure img {
  width: 100%;
  height: auto;
  border-radius: var(--cz-radius-md);
}

.cz-steps-list {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  margin-top: var(--cz-space-md);
  counter-reset: cz-steps;
}

.cz-step-entry {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 1.5rem;
  align-items: start;
}

.cz-step-num {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background-color: var(--cz-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--cz-font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--cz-gold);
  flex-shrink: 0;
}

.cz-step-info h3 {
  margin-bottom: 0.5rem;
  padding-top: 0.5rem;
  font-size: 1.05rem;
}
.cz-step-info p {
  font-size: 0.92rem;
  color: var(--cz-charcoal);
  line-height: 1.7;
}

.cz-nav-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.cz-nav-card {
  background-color: rgba(250, 248, 245, 0.07);
  border: 1px solid rgba(250, 248, 245, 0.15);
  border-radius: var(--cz-radius-md);
  padding: 2rem 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  transition: background-color 0.2s, border-color 0.2s;
  color: var(--cz-cream);
}
.cz-nav-card:hover {
  background-color: rgba(200, 169, 110, 0.1);
  border-color: rgba(200, 169, 110, 0.35);
  color: var(--cz-cream);
}

.cz-nav-card h3 {
  font-size: 1rem;
  color: var(--cz-gold);
}
.cz-nav-card p {
  font-size: 0.88rem;
  line-height: 1.6;
  color: rgba(250, 248, 245, 0.72);
  flex: 1;
}
.cz-nav-card-arrow {
  font-family: var(--cz-font-ui);
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(200, 169, 110, 0.8);
  display: flex;
  align-items: center;
  gap: 0.4rem;
  transition: gap 0.2s;
}
.cz-nav-card:hover .cz-nav-card-arrow { gap: 0.7rem; }

.cz-page-header {
  background-color: var(--cz-navy);
  padding-block: 3.5rem 3rem;
}

.cz-page-header-eyebrow {
  font-family: var(--cz-font-ui);
  font-size: 0.74rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: rgba(200, 169, 110, 0.9);
  display: block;
  margin-bottom: 0.8rem;
}

.cz-page-header h1 {
  color: var(--cz-cream);
  font-size: clamp(1.7rem, 4vw, 2.6rem);
  max-width: 720px;
  margin-bottom: 1rem;
}

.cz-page-header-desc {
  font-size: 1rem;
  color: rgba(250, 248, 245, 0.78);
  max-width: 600px;
  line-height: 1.8;
}

.cz-feature-tiles {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: var(--cz-space-md);
}

.cz-feature-tile {
  background-color: var(--cz-cream);
  border: 1px solid var(--cz-mist);
  border-radius: var(--cz-radius-md);
  padding: 2rem 1.75rem;
}
.cz-feature-tile h3 {
  font-size: 1.05rem;
  margin-bottom: 0.7rem;
  color: var(--cz-navy);
}
.cz-feature-tile p {
  font-size: 0.93rem;
  color: var(--cz-charcoal);
  line-height: 1.7;
}

.cz-dl-columns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem 3.5rem;
  margin-top: var(--cz-space-sm);
}

.cz-dl-entry {
  border-top: 1px solid var(--cz-mist);
  padding-top: 1rem;
}
.cz-dl-entry dt {
  font-family: var(--cz-font-ui);
  font-size: 0.76rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--cz-steel);
  margin-bottom: 0.3rem;
}
.cz-dl-entry dd {
  font-size: 0.93rem;
  color: var(--cz-charcoal);
  line-height: 1.65;
}

.cz-faq-block {
  border-top: 1px solid var(--cz-mist);
  margin-top: var(--cz-space-md);
}

.cz-faq-entry {
  border-bottom: 1px solid var(--cz-mist);
  padding-block: 1.5rem;
}

.cz-faq-q {
  font-family: var(--cz-font-heading);
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--cz-navy);
  margin-bottom: 0.75rem;
}

.cz-faq-a {
  font-size: 0.93rem;
  color: var(--cz-charcoal);
  line-height: 1.75;
}

.cz-band {
  padding-block: 4rem;
  text-align: center;
}
.cz-band--navy { background-color: var(--cz-navy); }
.cz-band--sand { background-color: var(--cz-sand); }

.cz-band h2 { margin-bottom: 1rem; }
.cz-band--navy h2 { color: var(--cz-cream); }

.cz-band p {
  max-width: 540px;
  margin-inline: auto;
  margin-bottom: 2rem;
  font-size: 0.98rem;
}
.cz-band--navy p { color: rgba(250, 248, 245, 0.78); }

.cz-band-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

.cz-numbered-sections {
  display: flex;
  flex-direction: column;
  gap: 3.5rem;
  margin-top: var(--cz-space-md);
}

.cz-numbered-row {
  display: grid;
  grid-template-columns: 72px 1fr 1fr;
  gap: 2rem;
  align-items: start;
}

.cz-numbered-digit {
  font-family: var(--cz-font-heading);
  font-size: 3.5rem;
  font-weight: 700;
  color: var(--cz-mist);
  line-height: 1;
}

.cz-numbered-main h3 {
  font-size: 1.2rem;
  margin-bottom: 0.75rem;
  color: var(--cz-navy);
}
.cz-numbered-main p {
  font-size: 0.93rem;
  color: var(--cz-charcoal);
  line-height: 1.75;
}

.cz-numbered-aside {
  background-color: var(--cz-sand);
  border-radius: var(--cz-radius-md);
  padding: 1.5rem;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.cz-numbered-aside li {
  font-family: var(--cz-font-ui);
  font-size: 0.87rem;
  color: var(--cz-charcoal);
  padding-left: 1.2rem;
  position: relative;
}
.cz-numbered-aside li::before {
  content: '▸';
  position: absolute;
  left: 0;
  color: var(--cz-gold);
  font-size: 0.7rem;
  top: 0.15em;
}

.cz-scope-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-top: var(--cz-space-md);
}

.cz-scope-col {
  border-radius: var(--cz-radius-md);
  padding: 2rem;
}
.cz-scope-col--included {
  background-color: var(--cz-navy);
  color: var(--cz-cream);
}
.cz-scope-col--excluded {
  background-color: var(--cz-sand);
}

.cz-scope-col h3 {
  font-size: 0.9rem;
  font-family: var(--cz-font-ui);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 1.25rem;
}
.cz-scope-col--included h3 { color: var(--cz-gold); }
.cz-scope-col--excluded h3 { color: var(--cz-charcoal); }

.cz-scope-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}
.cz-scope-list li {
  font-size: 0.9rem;
  padding-left: 1.4rem;
  position: relative;
  line-height: 1.5;
}
.cz-scope-col--included .cz-scope-list li { color: rgba(250, 248, 245, 0.85); }
.cz-scope-col--excluded .cz-scope-list li { color: var(--cz-charcoal); }
.cz-scope-col--included .cz-scope-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--cz-gold);
  font-size: 0.82rem;
}
.cz-scope-col--excluded .cz-scope-list li::before {
  content: '×';
  position: absolute;
  left: 0;
  color: #9a5a5a;
  font-size: 0.9rem;
  font-weight: 700;
}

.cz-contact-layout {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 4rem;
  align-items: start;
}

.cz-contact-side h2 { margin-bottom: 1rem; }
.cz-contact-side p {
  font-size: 0.95rem;
  color: var(--cz-charcoal);
  line-height: 1.75;
}

.cz-contact-details {
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--cz-mist);
  display: flex;
  flex-direction: column;
  gap: 1.1rem;
}

.cz-contact-item strong {
  display: block;
  font-family: var(--cz-font-ui);
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--cz-steel);
  margin-bottom: 0.2rem;
}
.cz-contact-item span,
.cz-contact-item a {
  font-size: 0.93rem;
  color: var(--cz-ink);
  line-height: 1.5;
}

.cz-form-panel {
  background-color: var(--cz-sand);
  padding: 2.5rem;
  border-radius: var(--cz-radius-lg);
}

.cz-form-group { margin-bottom: 1.5rem; }
.cz-form-group:last-of-type { margin-bottom: 2rem; }

.cz-form-panel label {
  display: block;
  font-family: var(--cz-font-ui);
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--cz-navy);
  margin-bottom: 0.45rem;
}

.cz-form-panel input,
.cz-form-panel select,
.cz-form-panel textarea {
  width: 100%;
  font-family: var(--cz-font-body);
  font-size: 0.94rem;
  color: var(--cz-ink);
  background-color: var(--cz-cream);
  border: 1px solid var(--cz-mist);
  border-radius: var(--cz-radius-sm);
  padding: 0.7rem 1rem;
  transition: border-color 0.2s, box-shadow 0.2s;
  appearance: none;
  -webkit-appearance: none;
}
.cz-form-panel input:focus,
.cz-form-panel select:focus,
.cz-form-panel textarea:focus {
  outline: none;
  border-color: var(--cz-steel);
  box-shadow: 0 0 0 3px rgba(61, 107, 142, 0.18);
}
.cz-form-panel textarea { min-height: 140px; resize: vertical; }
.cz-form-panel select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%233a3a3c' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
  cursor: pointer;
}

.cz-form-hint {
  font-family: var(--cz-font-ui);
  font-size: 0.78rem;
  color: var(--cz-charcoal);
  margin-top: 0.4rem;
}

.cz-form-panel .cz-btn-primary { width: 100%; padding-block: 0.9rem; }

.cz-pages-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: var(--cz-space-md);
}

.cz-pages-strip-card {
  border: 1px solid var(--cz-mist);
  border-radius: var(--cz-radius-md);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  transition: box-shadow 0.2s, transform 0.2s;
  background-color: var(--cz-cream);
}
.cz-pages-strip-card:hover {
  box-shadow: var(--cz-shadow-card);
  transform: translateY(-2px);
  color: var(--cz-ink);
}
.cz-pages-strip-card h3 {
  font-size: 1rem;
  color: var(--cz-navy);
}
.cz-pages-strip-card p {
  font-size: 0.88rem;
  color: var(--cz-charcoal);
  line-height: 1.55;
  flex: 1;
}
.cz-pages-strip-link {
  font-family: var(--cz-font-ui);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--cz-steel);
}
.cz-pages-strip-card:hover .cz-pages-strip-link { color: var(--cz-navy); }

.cz-legal-wrap {
  max-width: 820px;
  margin-inline: auto;
  padding-block: var(--cz-space-lg);
  padding-inline: 1.5rem;
}

.cz-legal-nav-row {
  background-color: var(--cz-sand);
  border-radius: var(--cz-radius-md);
  padding: 1.25rem 1.75rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 2rem;
  margin-bottom: 2.5rem;
}
.cz-legal-nav-row a {
  font-family: var(--cz-font-ui);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--cz-steel);
}
.cz-legal-nav-row a:hover { color: var(--cz-navy); }

.cz-legal-wrap h1 {
  font-size: clamp(1.6rem, 3.5vw, 2.1rem);
  margin-bottom: 0.5rem;
}

.cz-legal-meta {
  font-family: var(--cz-font-ui);
  font-size: 0.82rem;
  color: var(--cz-charcoal);
  margin-bottom: 2rem;
  display: block;
}

.cz-legal-wrap h2 {
  font-size: 1.25rem;
  margin-top: 2.5rem;
  margin-bottom: 0.9rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--cz-mist);
}
.cz-legal-wrap h2:first-of-type {
  margin-top: 1rem;
  padding-top: 0;
  border-top: none;
}
.cz-legal-wrap h3 {
  font-size: 1.05rem;
  margin-top: 1.75rem;
  margin-bottom: 0.65rem;
}
.cz-legal-wrap p {
  font-size: 0.94rem;
  color: var(--cz-charcoal);
  line-height: 1.8;
}
.cz-legal-wrap ul,
.cz-legal-wrap ol {
  margin: 0.75rem 0 1rem 1.5rem;
  font-size: 0.94rem;
  color: var(--cz-charcoal);
  line-height: 1.8;
}
.cz-legal-wrap li { margin-bottom: 0.4rem; }

.cz-legal-notice {
  background-color: var(--cz-sand);
  border-left: 4px solid var(--cz-gold);
  border-radius: 0 var(--cz-radius-sm) var(--cz-radius-sm) 0;
  padding: 1.1rem 1.5rem;
  margin-block: 1.5rem;
}
.cz-legal-notice p {
  font-size: 0.88rem;
  margin: 0;
  line-height: 1.65;
}

.cz-extra-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-top: var(--cz-space-md);
}

.cz-extra-block {
  border: 1px solid var(--cz-mist);
  border-radius: var(--cz-radius-md);
  padding: 1.75rem;
  background-color: var(--cz-cream);
}
.cz-extra-block h3 {
  font-size: 1rem;
  margin-bottom: 0.75rem;
}
.cz-extra-block p,
.cz-extra-block ul {
  font-size: 0.92rem;
  color: var(--cz-charcoal);
  line-height: 1.7;
}
.cz-extra-block ul {
  margin-left: 1.1rem;
}
.cz-extra-block li { margin-bottom: 0.35rem; }

.cz-term-row {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 1rem 2rem;
  border-bottom: 1px solid var(--cz-mist);
  padding-block: 1.1rem;
}
.cz-term-row dt {
  font-family: var(--cz-font-heading);
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--cz-navy);
}
.cz-term-row dd {
  font-size: 0.93rem;
  color: var(--cz-charcoal);
  line-height: 1.7;
}

.cz-footer {
  background-color: #111927;
  color: rgba(250, 248, 245, 0.65);
  padding-block: 4rem 2rem;
}

.cz-footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.cz-footer-brand .cz-logo {
  margin-bottom: 1rem;
  display: inline-flex;
}
.cz-footer-brand p {
  font-size: 0.84rem;
  line-height: 1.65;
  max-width: 280px;
}

.cz-footer-col h4 {
  font-family: var(--cz-font-ui);
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: rgba(200, 169, 110, 0.85);
  margin-bottom: 1.1rem;
}

.cz-footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.cz-footer-col a {
  font-size: 0.87rem;
  color: rgba(250, 248, 245, 0.58);
  transition: color 0.2s;
}
.cz-footer-col a:hover { color: var(--cz-cream); }

.cz-footer-bottom {
  border-top: 1px solid rgba(250, 248, 245, 0.1);
  padding-top: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.cz-footer-copy {
  font-family: var(--cz-font-ui);
  font-size: 0.77rem;
  color: rgba(250, 248, 245, 0.35);
}

.cz-footer-legal-links {
  display: flex;
  gap: 1.5rem;
  list-style: none;
}
.cz-footer-legal-links a {
  font-family: var(--cz-font-ui);
  font-size: 0.77rem;
  color: rgba(250, 248, 245, 0.35);
  transition: color 0.2s;
}
.cz-footer-legal-links a:hover { color: rgba(250, 248, 245, 0.7); }

.cz-details-intro {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 3rem;
  align-items: start;
}

.cz-details-intro p {
  font-size: 0.96rem;
  color: var(--cz-charcoal);
  line-height: 1.8;
}

.cz-info-box {
  background-color: var(--cz-navy);
  border-radius: var(--cz-radius-md);
  padding: 2rem;
  color: var(--cz-cream);
}
.cz-info-box h3 { color: var(--cz-gold); font-size: 0.95rem; margin-bottom: 1rem; }
.cz-info-box ul { list-style: none; display: flex; flex-direction: column; gap: 0.65rem; }
.cz-info-box li {
  font-size: 0.88rem;
  color: rgba(250, 248, 245, 0.8);
  padding-left: 1.1rem;
  position: relative;
  line-height: 1.5;
}
.cz-info-box li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--cz-gold);
  font-size: 0.75rem;
}

@media (max-width: 1100px) {
  .cz-highlights-grid { grid-template-columns: 1fr 1fr; }
  .cz-footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .cz-numbered-row { grid-template-columns: 60px 1fr; }
  .cz-numbered-aside { display: none; }
  .cz-details-intro { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  :root {
    --cz-space-lg: 2.5rem;
    --cz-space-xl: 3.5rem;
  }

  .cz-header { position: sticky; }
  .cz-header-inner { position: relative; }

  .cz-nav-toggle-label { display: flex; align-items: center; }

  .cz-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: -1.5rem;
    right: -1.5rem;
    background-color: var(--cz-navy);
    flex-direction: column;
    padding: 0.75rem 1.5rem 1.25rem;
    gap: 0;
    border-top: 1px solid rgba(200, 169, 110, 0.2);
  }

  .cz-nav-check:checked ~ .cz-wrapper .cz-nav { display: flex; }

  .cz-nav a {
    padding-block: 0.75rem;
    border-bottom: 1px solid rgba(250, 248, 245, 0.07);
    width: 100%;
  }
  .cz-nav li:last-child a { border-bottom: none; }

  .cz-hero-inner { grid-template-columns: 1fr; }
  .cz-hero-visual { display: none; }

  .cz-split-layout { grid-template-columns: 1fr; gap: 2rem; }
  .cz-split-layout--flip .cz-split-text { order: 0; }
  .cz-split-layout--flip .cz-split-figure { order: 1; }

  .cz-highlights-grid { grid-template-columns: 1fr; }
  .cz-nav-cards { grid-template-columns: 1fr; }
  .cz-feature-tiles { grid-template-columns: 1fr; }
  .cz-scope-panel { grid-template-columns: 1fr; }
  .cz-contact-layout { grid-template-columns: 1fr; }
  .cz-pages-strip { grid-template-columns: 1fr; }
  .cz-footer-grid { grid-template-columns: 1fr; gap: 1.75rem; }
  .cz-footer-bottom { flex-direction: column; align-items: flex-start; }
  .cz-dl-columns { grid-template-columns: 1fr; }
  .cz-extra-grid { grid-template-columns: 1fr; }
  .cz-term-row { grid-template-columns: 1fr; gap: 0.3rem; }
  .cz-legal-nav-row { flex-direction: column; gap: 0.6rem; }
  .cz-numbered-row { grid-template-columns: 1fr; gap: 0.75rem; }
  .cz-numbered-digit { font-size: 2.5rem; }
  .cz-step-entry { grid-template-columns: 50px 1fr; gap: 1rem; }
  .cz-step-num { width: 42px; height: 42px; font-size: 1rem; }
  .cz-form-panel { padding: 1.75rem; }
  .cz-hero-actions { flex-direction: column; align-items: flex-start; }
  .cz-band-actions { flex-direction: column; align-items: center; }
}